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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,684 | $180,459-54.7% | $154,108-47.0% | $135,380-39.7% |
| Participation rate | 33.3% | 87.4%-54.1pp | 83.0%-49.7pp | 82.6%-49.3pp |
| Annual return | -5.79% | 888.21%-894.0pp | 735.21%-741.0pp | 519.81%-525.6pp |
| Employer contribution / active EE | $2,071 | $6,035-65.7% | $5,298-60.9% | $4,779-56.7% |
| Participant deferral / active EE | $3,379 | $5,806-41.8% | $5,081-33.5% | $5,609-39.7% |
| Admin fee / account holder | $4,926 | $16,145-69.5% | $13,411-63.3% | $10,828-54.5% |