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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,302 | $127,387-39.3% | $115,038-32.8% | $125,389-38.4% |
| Participation rate | 65.0% | 84.2%-19.2pp | 81.4%-16.4pp | 83.2%-18.2pp |
| Annual return | -3.90% | 31.28%-35.2pp | 26.14%-30.0pp | 282.24%-286.1pp |
| Employer contribution / active EE | $1,842 | $5,166-64.4% | $4,608-60.0% | $4,866-62.2% |
| Participant deferral / active EE | $3,722 | $6,423-42.1% | $6,026-38.2% | $5,352-30.4% |
| Admin fee / account holder | $71 | $9,516-99.3% | $8,175-99.1% | $9,541-99.3% |