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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,715 | $77,920+463.0% | $149,723+193.0% | $75,177+483.6% |
| Participation rate | 96.4% | 65.6%+30.8pp | 78.8%+17.6pp | 67.2%+29.2pp |
| Annual return | 12.63% | 31.72%-19.1pp | 134.50%-121.9pp | 160.75%-148.1pp |
| Employer contribution / active EE | $22,482 | $3,138+616.4% | $4,821+366.3% | $2,671+741.7% |
| Participant deferral / active EE | $13,475 | $3,411+295.0% | $5,682+137.1% | $4,126+226.6% |
| Admin fee / account holder | $2,735 | $5,951-54.0% | $13,215-79.3% | $5,651-51.6% |