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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,759 | $95,406+302.2% | $185,849+106.5% | $85,847+347.0% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 13.96% | 23.59%-9.6pp | 122.10%-108.1pp | 318.61%-304.7pp |
| Employer contribution / active EE | $18,837 | $3,314+468.5% | $5,169+264.4% | $2,565+634.3% |
| Participant deferral / active EE | $10,363 | $3,424+202.7% | $5,569+86.1% | $3,952+162.2% |
| Admin fee / account holder | $4,576 | $7,214-36.6% | $16,244-71.8% | $6,261-26.9% |