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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,978 | $148,558+93.2% | $135,925+111.1% | $139,427+105.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.86% | 79.22%-66.4pp | 68.25%-55.4pp | 373.27%-360.4pp |
| Employer contribution / active EE | $6,133 | $5,244+17.0% | $4,857+26.3% | $4,752+29.1% |
| Participant deferral / active EE | $10,916 | $8,101+34.8% | $7,759+40.7% | $6,711+62.7% |
| Admin fee / account holder | $4,509 | $12,401-63.6% | $10,764-58.1% | $11,404-60.5% |