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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,068 | $105,210+140.5% | $159,487+58.7% | $85,851+194.8% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.8%+13.5pp | 69.3%+27.0pp |
| Annual return | 10.82% | 45.08%-34.3pp | 263.71%-252.9pp | 318.63%-307.8pp |
| Employer contribution / active EE | $4,382 | $3,319+32.0% | $4,831-9.3% | $2,565+70.8% |
| Participant deferral / active EE | $8,518 | $5,946+43.3% | $7,354+15.8% | $3,952+115.5% |
| Admin fee / account holder | $21,851 | $6,934+215.1% | $10,804+102.3% | $6,261+249.0% |