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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,520 | $109,344+7.5% | $89,400+31.5% | $158,950-26.1% |
| Participation rate | 92.9% | 74.3%+18.6pp | 68.0%+24.9pp | 82.0%+10.9pp |
| Annual return | 16.70% | 345.73%-329.0pp | 245.64%-228.9pp | 302.91%-286.2pp |
| Employer contribution / active EE | $0 | $3,170-100.0% | $2,586-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $1,898 | $4,599-58.7% | $3,890-51.2% | $5,983-68.3% |
| Admin fee / account holder | $1,336 | $6,154-78.3% | $4,882-72.6% | $11,248-88.1% |