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| Provider | Service type | Compensation |
|---|---|---|
Service code 49 · EIN 04-1590850 | Other Services | $81,459 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL RP Service code 27 | Advisory (Plan) | $25,351 |
LPL FINANCIAL3 years Service code 27 · EIN 04-3046611 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,736 | $69,383+4.8% | $101,271-28.2% | $73,493-1.0% |
| Participation rate | 100.0% | 68.4%+31.6pp | 75.8%+24.2pp | 70.7%+29.3pp |
| Annual return | -3.13% | 18.46%-21.6pp | 46.48%-49.6pp | 28.51%-31.6pp |
| Employer contribution / active EE | $4,332 | $2,628+64.8% | $3,660+18.4% | $2,270+90.8% |
| Participant deferral / active EE | $2,439 | $3,301-26.1% | $4,371-44.2% | $3,740-34.8% |
| Admin fee / account holder | $491 | $704-30.3% | $5,948-91.7% | $513-4.4% |