Filed September 26, 2007
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
TRI-AD ACTUARIES, INC.6 years Filed as: TRI-AD ACTUARIES, INC Service code 13 · EIN 95-2887986 | Contract Administrator | $42,344 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST Service code 19 · EIN 42-1558009 | Securities Custodian | $5,390 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,428 | $91,762-40.7% | $67,502-19.4% | $77,643-29.9% |
| Participation rate | 32.0% | 75.9%-43.9pp | 72.9%-40.9pp | 70.6%-38.6pp |
| Annual return | 18.28% | 14.87%+3.4pp | 3512.12%-3493.8pp | 31.24%-13.0pp |
| Employer contribution / active EE | $928 | $3,181-70.8% | $2,731-66.0% | $2,726-65.9% |
| Participant deferral / active EE | $1,620 | $3,903-58.5% | $4,000-59.5% | $4,647-65.1% |
| Admin fee / account holder | $308 | $176+75.0% | $3,998-92.3% | $430-28.4% |