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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,198 | $98,240-48.9% | $82,312-39.0% | $147,586-66.0% |
| Participation rate | 60.0% | 79.7%-19.7pp | 76.9%-16.9pp | 82.8%-22.8pp |
| Annual return | 16.64% | 30.85%-14.2pp | 25.88%-9.2pp | 578.59%-562.0pp |
| Employer contribution / active EE | $1,655 | $3,192-48.1% | $2,428-31.8% | $4,876-66.1% |
| Participant deferral / active EE | $4,821 | $4,383+10.0% | $3,706+30.1% | $5,439-11.4% |
| Admin fee / account holder | $2,530 | $8,563-70.5% | $5,608-54.9% | $10,886-76.8% |