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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,923 | $129,737-75.4% | $119,126-73.2% | $154,746-79.4% |
| Participation rate | 71.4% | 78.9%-7.4pp | 75.8%-4.3pp | 80.7%-9.3pp |
| Annual return | 18.28% | 379.08%-360.8pp | 282.11%-263.8pp | 172.34%-154.1pp |
| Employer contribution / active EE | $1,426 | $4,375-67.4% | $4,034-64.6% | $4,379-67.4% |
| Participant deferral / active EE | $1,917 | $5,842-67.2% | $5,318-63.9% | $6,730-71.5% |
| Admin fee / account holder | $329 | $11,961-97.3% | $10,693-96.9% | $14,365-97.7% |