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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,189 | $110,337-74.5% | $102,383-72.5% | $145,877-80.7% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 12.68% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.6pp |
| Employer contribution / active EE | $1,430 | $4,216-66.1% | $3,870-63.1% | $4,663-69.3% |
| Participant deferral / active EE | $1,843 | $5,621-67.2% | $5,060-63.6% | $6,691-72.5% |
| Admin fee / account holder | $1,103 | $9,750-88.7% | $8,391-86.9% | $13,402-91.8% |