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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,544 | $49,976-94.9% | $66,674-96.2% | $82,637-96.9% |
| Participation rate | 68.1% | 63.1%+5.0pp | 73.7%-5.5pp | 68.1%+0.1pp |
| Annual return | 36.78% | 39.09%-2.3pp | 321.24%-284.5pp | 53.51%-16.7pp |
| Employer contribution / active EE | $411 | $1,988-79.3% | $2,620-84.3% | $2,552-83.9% |
| Participant deferral / active EE | $1,540 | $2,847-45.9% | $4,084-62.3% | $4,126-62.7% |
| Admin fee / account holder | $212 | $4,594-95.4% | $5,098-95.8% | $7,339-97.1% |