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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,733 | $89,652-61.3% | $141,191-75.4% | $65,185-46.7% |
| Participation rate | 84.6% | 74.7%+9.9pp | 82.5%+2.1pp | 70.2%+14.4pp |
| Annual return | 54.96% | 32.79%+22.2pp | 71.41%-16.5pp | 29.38%+25.6pp |
| Employer contribution / active EE | $5,493 | $3,065+79.2% | $4,736+16.0% | $2,177+152.4% |
| Participant deferral / active EE | $9,538 | $5,691+67.6% | $6,710+42.1% | $3,514+171.4% |
| Admin fee / account holder | $4,428 | $569+678.9% | $10,264-56.9% | $847+422.7% |