Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 55 · EIN 95-2834236 | Other Commissions | $5,361 |
Service code 37 · EIN 04-2647786 | Loan Processing | $400 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,648 | $57,103-72.6% | $87,502-82.1% | $57,658-72.9% |
| Participation rate | 49.0% | 64.3%-15.3pp | 73.8%-24.8pp | 70.2%-21.2pp |
| Annual return | 29.74% | 12.71%+17.0pp | 12.21%+17.5pp | 5.13%+24.6pp |
| Employer contribution / active EE | $4 | $1,107-99.6% | $2,550-99.8% | $1,974-99.8% |
| Participant deferral / active EE | $3,537 | $2,250+57.2% | $3,149+12.3% | $3,061+15.6% |
| Admin fee / account holder | $2 | $281-99.3% | $4,221-100.0% | $95-97.8% |