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| Provider | Service type | Compensation |
|---|---|---|
FID INV INST OPS CO9+ years Filed as: FID INVEST INST OPS CO Service code 37 · EIN 04-2647786 | Loan Processing | $118,232 |
THOMPSON HINE9+ years Service code 29 · EIN 34-0575300 | Legal | $107,906 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, LLC Service code 27 · EIN 84-4519624 | Advisory (Plan) | $66,667 |
BDO USA, LLP2 years Filed as: BDO USA LLP Service code 10 · EIN 13-5381590 | Accounting | $46,000 |
NEWPORT GROUP, INC.3 years Filed as: NEWPORT TRUST COMPANY Service code 27 · EIN 27-4411131 | Advisory (Plan) | $37,452 |
FID INV INST OPS CO9+ years Service code 60 | Sub-TA Fees | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,947 | $104,544+157.3% | $96,564+178.5% | $80,187+235.4% |
| Participation rate | 96.0% | 86.4%+9.7pp | 76.0%+20.0pp | 72.9%+23.1pp |
| Annual return | 18.01% | 21.79%-3.8pp | 25.89%-7.9pp | 40.40%-22.4pp |
| Employer contribution / active EE | $7,992 | $3,527+126.6% | $2,967+169.4% | $2,980+168.2% |
| Participant deferral / active EE | $18,145 | $6,170+194.1% | $4,852+274.0% | $5,016+261.7% |
| Admin fee / account holder | $96 | $107-10.0% | $8,256-98.8% | $145-33.7% |