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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,039 | $118,695+95.5% | $98,916+134.6% | $158,950+46.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 18.21% | 372.39%-354.2pp | 196.45%-178.2pp | 302.91%-284.7pp |
| Employer contribution / active EE | $9,179 | $3,333+175.4% | $2,689+241.3% | $4,762+92.8% |
| Participant deferral / active EE | $5,782 | $5,088+13.6% | $4,245+36.2% | $5,983-3.3% |
| Admin fee / account holder | $797 | $10,132-92.1% | $6,642-88.0% | $11,248-92.9% |