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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,877 | $133,998-65.0% | $112,263-58.2% | $134,545-65.2% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | -3.91% | 47.17%-51.1pp | 27.49%-31.4pp | 418.37%-422.3pp |
| Employer contribution / active EE | $1,664 | $4,040-58.8% | $3,636-54.2% | $4,742-64.9% |
| Participant deferral / active EE | $5,386 | $5,292+1.8% | $4,729+13.9% | $6,401-15.9% |
| Admin fee / account holder | $2,897 | $7,493-61.3% | $6,410-54.8% | $11,431-74.7% |