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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,528 | $124,351-57.0% | $109,188-51.0% | $167,553-68.1% |
| Participation rate | 53.3% | 79.4%-26.1pp | 75.9%-22.5pp | 82.1%-28.8pp |
| Annual return | 9.27% | 26.04%-16.8pp | 25.76%-16.5pp | 478.89%-469.6pp |
| Employer contribution / active EE | $1,606 | $4,210-61.8% | $3,723-56.9% | $4,840-66.8% |
| Participant deferral / active EE | $4,502 | $5,257-14.4% | $4,654-3.3% | $6,343-29.0% |
| Admin fee / account holder | $98 | $7,975-98.8% | $6,755-98.6% | $12,316-99.2% |