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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,343 | $91,474-22.0% | $135,982-47.5% | $71,529-0.3% |
| Participation rate | 77.5% | 75.7%+1.8pp | 81.9%-4.4pp | 67.9%+9.6pp |
| Annual return | 21.55% | 29.89%-8.3pp | 68.32%-46.8pp | 28.97%-7.4pp |
| Employer contribution / active EE | $2,761 | $3,705-25.5% | $4,859-43.2% | $2,590+6.6% |
| Participant deferral / active EE | $6,869 | $7,095-3.2% | $7,760-11.5% | $4,291+60.1% |
| Admin fee / account holder | $8,523 | $1,267+572.6% | $10,767-20.8% | $1,588+436.6% |