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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,301 | $84,499-29.8% | $125,391-52.7% | $66,949-11.4% |
| Participation rate | 76.8% | 76.4%+0.4pp | 82.4%-5.6pp | 69.8%+7.0pp |
| Annual return | -19.25% | -8.49%-10.8pp | 572.41%-591.7pp | 1.57%-20.8pp |
| Employer contribution / active EE | $3,102 | $3,554-12.7% | $4,816-35.6% | $2,545+21.9% |
| Participant deferral / active EE | $6,915 | $6,785+1.9% | $7,448-7.2% | $4,239+63.1% |
| Admin fee / account holder | $1,493 | $685+117.9% | $10,009-85.1% | $594+151.5% |