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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,026 | $91,037-69.2% | $71,671-60.9% | $147,586-81.0% |
| Participation rate | 94.1% | 76.1%+18.0pp | 68.7%+25.4pp | 82.8%+11.3pp |
| Annual return | 21.71% | 20.48%+1.2pp | 20.65%+1.1pp | 578.59%-556.9pp |
| Employer contribution / active EE | $2,695 | $3,327-19.0% | $2,460+9.6% | $4,876-44.7% |
| Participant deferral / active EE | $4,915 | $4,498+9.3% | $3,438+43.0% | $5,439-9.6% |
| Admin fee / account holder | $453 | $8,613-94.7% | $5,558-91.9% | $10,886-95.8% |