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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,892 | $83,337-73.7% | $67,834-67.7% | $273,972-92.0% |
| Participation rate | 94.4% | 76.4%+18.0pp | 68.8%+25.6pp | 83.0%+11.4pp |
| Annual return | 6.41% | 259.45%-253.0pp | 138.47%-132.1pp | 41.46%-35.0pp |
| Employer contribution / active EE | $1,781 | $3,287-45.8% | $2,403-25.9% | $4,869-63.4% |
| Participant deferral / active EE | $3,998 | $4,088-2.2% | $3,160+26.5% | $5,287-24.4% |
| Admin fee / account holder | $888 | $6,752-86.9% | $4,622-80.8% | $10,133-91.2% |