Retirement plan

E4 SERVICES, LLC 401(K) PLAN

Name: E4 SERVICES, LLC - E4 SERVICES, LLC 401(K) PLAN (2021) Form 5500
Creator: E4 SERVICES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, E4 SERVICES, LLC 401(K) PLAN, E4 SERVICES, LLC

E4 SERVICES, LLCEIN 75-3171575Plan #001PY 2021

96 COMMERCE DRIVE, PMB 200 - WYOMISSING, PA 19610610-301-1068

Prospect flagsLow participationLow participant contributionCorrective distributions

How to read this page

Total assets (EOY)

$12.8M

+20.0% from 2020

Total participants

311

+22.4% from 2020

Average account balance

$83,351

+16.9% from 2020

Annual return

14.96%

-2.67 pp from 2020

Benchmarks

See 5,715 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,715 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$19.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$74K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

267

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

30.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.93M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+22.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$196

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
WELLS FARGO BANK, N.A.4 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S TRYON STREET · CHARLOTTE, NC 28081	Advisory (Plan)	$38,262
ACCOUNTING PRINCIPALS2 years Filed as: JH ACCOUNTING SERVICES LLC Service code 99 575 ST RT 28 STE 201 · RARITAN, NJ 08869	Other Fees	$7,200
ASCENSUS LLC1 year Filed as: FUTUREPLAN BY ASCENSUS Service code 13 415 8TH AVENUE NE · BRAINERD, MN 56401	Contract Administrator	$4,245
CONTINENTAL BENEFITS GROUP, INC.5 years Service code 13 95 CONNECTICUT DRIVE · BURLINGTON, NJ 08016	Contract Administrator	$1,541
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$1,075

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$725

$3 / participant

Other / not subdivided$725100.0%

% of EOY assets

0.006%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: JH ACCOUNTING SERVICES LLC
Auditor EIN: 824929369
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$83,351

$104,479-20.2%

$159,474-47.7%

$79,391+5.0%

Participation rate

35.8%

76.6%-40.9pp

82.8%-47.1pp

70.7%-34.9pp

Annual return

14.96%

67.98%-53.0pp

263.68%-248.7pp

116.88%-101.9pp

Employer contribution / active EE

$3,047

$3,417-10.8%

$4,831-36.9%

$2,428+25.5%

Participant deferral / active EE

$1,471

$6,468-77.3%

$7,353-80.0%

$4,046-63.6%

Admin fee / account holder

$711-99.3%

$10,802-100.0%

$627-99.2%

Provider

Service type

Compensation

WELLS FARGO BANK, N.A.4 years

Filed as: WELLS FARGO ADVISORS LLC

Service code 27

401 S TRYON STREET · CHARLOTTE, NC 28081

Advisory (Plan)

$38,262

ACCOUNTING PRINCIPALS2 years

Filed as: JH ACCOUNTING SERVICES LLC

Service code 99

575 ST RT 28 STE 201 · RARITAN, NJ 08869

Other Fees

$7,200

ASCENSUS LLC1 year

Filed as: FUTUREPLAN BY ASCENSUS

Service code 13

415 8TH AVENUE NE · BRAINERD, MN 56401

Contract Administrator

$4,245

CONTINENTAL BENEFITS GROUP, INC.5 years

Service code 13

95 CONNECTICUT DRIVE · BURLINGTON, NJ 08016

Contract Administrator

$1,541

AMERICAN FUNDS3 years

Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$1,075

E4 SERVICES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

E4 SERVICES, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion