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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,495 | $150,442-65.1% | $136,295-61.5% | $147,585-64.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.36% | 1049.09%-1033.7pp | 5155.97%-5140.6pp | 578.56%-563.2pp |
| Employer contribution / active EE | $30,717 | $5,256+484.4% | $4,695+554.2% | $4,876+529.9% |
| Participant deferral / active EE | $8,906 | $6,630+34.3% | $6,247+42.6% | $5,439+63.8% |
| Admin fee / account holder | $3,697 | $10,905-66.1% | $9,243-60.0% | $10,885-66.0% |