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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,312 | $95,406-54.6% | $185,849-76.7% | $85,847-49.5% |
| Participation rate | 31.1% | 68.8%-37.7pp | 81.7%-50.6pp | 69.3%-38.2pp |
| Annual return | 25.68% | 23.59%+2.1pp | 122.10%-96.4pp | 318.61%-292.9pp |
| Employer contribution / active EE | $292 | $3,314-91.2% | $5,169-94.3% | $2,565-88.6% |
| Participant deferral / active EE | $999 | $3,424-70.8% | $5,569-82.1% | $3,952-74.7% |
| Admin fee / account holder | $290 | $7,214-96.0% | $16,244-98.2% | $6,261-95.4% |