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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,343 | $55,437-45.3% | $155,534-80.5% | $74,459-59.2% |
| Participation rate | 9.8% | 61.9%-52.1pp | 78.2%-68.4pp | 67.2%-57.4pp |
| Annual return | 14.22% | 269.58%-255.4pp | 64.92%-50.7pp | 1369.70%-1355.5pp |
| Employer contribution / active EE | $0 | $2,266-100.0% | $4,675-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $936 | $2,837-67.0% | $5,630-83.4% | $4,350-78.5% |
| Admin fee / account holder | $9,332 | $1,742+435.6% | $15,900-41.3% | $1,945+379.9% |