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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,878 | $184,000-47.3% | $162,185-40.3% | $152,909-36.6% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.6%-12.6pp | 82.5%-7.5pp |
| Annual return | 20.82% | 150.80%-130.0pp | 115.61%-94.8pp | 345.46%-324.6pp |
| Employer contribution / active EE | $1,332 | $6,370-79.1% | $5,613-76.3% | $4,764-72.0% |
| Participant deferral / active EE | $4,379 | $8,033-45.5% | $7,297-40.0% | $5,851-25.2% |
| Admin fee / account holder | $439 | $13,124-96.7% | $10,844-96.0% | $11,601-96.2% |