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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,455 | $160,059-52.9% | $140,019-46.1% | $135,380-44.3% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.5%-12.5pp | 82.6%-7.6pp |
| Annual return | -9.96% | 911.48%-921.4pp | 651.17%-661.1pp | 519.81%-529.8pp |
| Employer contribution / active EE | $1,256 | $6,420-80.4% | $5,605-77.6% | $4,779-73.7% |
| Participant deferral / active EE | $4,220 | $7,641-44.8% | $6,927-39.1% | $5,609-24.8% |
| Admin fee / account holder | $802 | $13,328-94.0% | $10,705-92.5% | $10,828-92.6% |