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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,656 | $110,212+88.4% | $96,534+115.1% | $139,466+48.9% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 19.92% | 26.42%-6.5pp | 25.88%-6.0pp | 373.66%-353.7pp |
| Employer contribution / active EE | $1,657 | $3,620-54.2% | $2,965-44.1% | $4,754-65.1% |
| Participant deferral / active EE | $11,436 | $5,547+106.1% | $4,851+135.7% | $6,712+70.4% |
| Admin fee / account holder | $3,413 | $11,599-70.6% | $8,253-58.7% | $11,409-70.1% |