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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,822 | $127,386-67.2% | $115,037-63.6% | $125,393-66.6% |
| Participation rate | 37.5% | 84.2%-46.7pp | 81.4%-43.9pp | 83.2%-45.7pp |
| Annual return | -4.27% | 31.28%-35.5pp | 26.14%-30.4pp | 282.23%-286.5pp |
| Employer contribution / active EE | $1,078 | $5,166-79.1% | $4,608-76.6% | $4,866-77.9% |
| Participant deferral / active EE | $2,931 | $6,423-54.4% | $6,026-51.4% | $5,351-45.2% |
| Admin fee / account holder | $35 | $9,516-99.6% | $8,175-99.6% | $9,541-99.6% |