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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,475 | $81,727-40.7% | $58,534-17.2% | $139,427-65.2% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 0.00% | 7422.38%-7422.4pp | 4248.32%-4248.3pp | 373.27%-373.3pp |
| Employer contribution / active EE | $879 | $1,399-37.1% | $1,054-16.5% | $4,752-81.5% |
| Participant deferral / active EE | $5,291 | $2,557+106.9% | $1,924+175.0% | $6,711-21.2% |
| Admin fee / account holder | $442 | $3,271-86.5% | $2,519-82.4% | $11,404-96.1% |