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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,855 | $202,440+72.8% | $169,390+106.5% | $139,466+150.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 22.71% | 532.36%-509.7pp | 406.07%-383.4pp | 373.66%-351.0pp |
| Employer contribution / active EE | $12,328 | $4,693+162.7% | $4,013+207.2% | $4,754+159.3% |
| Participant deferral / active EE | $13,326 | $6,940+92.0% | $6,222+114.2% | $6,712+98.5% |
| Admin fee / account holder | $1,279 | $10,722-88.1% | $9,015-85.8% | $11,409-88.8% |