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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,203 | $190,916+56.2% | $160,037+86.3% | $134,545+121.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -24.03% | 552.79%-576.8pp | 408.95%-433.0pp | 418.37%-442.4pp |
| Employer contribution / active EE | $16,933 | $4,996+239.0% | $4,226+300.7% | $4,742+257.1% |
| Participant deferral / active EE | $13,874 | $6,925+100.3% | $6,184+124.4% | $6,401+116.7% |
| Admin fee / account holder | $1,417 | $10,497-86.5% | $8,716-83.7% | $11,431-87.6% |