Retirement plan

SJCC DBA CAPISTRANO SHELL 401(K) PROFIT SHARING PLAN

Name: SJCC DBA CAPISTRANO SHELL - SJCC DBA CAPISTRANO SHELL 401(K) PROFIT SHARING PLAN (2023) Form 5500
Creator: SJCC DBA CAPISTRANO SHELL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SJCC DBA CAPISTRANO SHELL 401(K) PROFIT SHARING PLAN, SJCC DBA CAPISTRANO SHELL

SJCC DBA CAPISTRANO SHELLEIN 75-3103908Plan #001PY 2023

32001 CAMINO CAPISTRANO - SAN JUAN CAPISTRANO, CA 92675949-444-9341

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$442K

+46.4% from 2022

Total participants

0.0% from 2022

Average account balance

$36,854

+58.5% from 2022

Annual return

13.68%

+34.54 pp from 2022

Benchmarks

See 22,163 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort22,163 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$633K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$58K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$57K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+24.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$796

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$9K

$774 / participant

Other / not subdivided$9K100.0%

% of EOY assets

2.099%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,854

$102,663-64.1%

$86,216-57.3%

$139,466-73.6%

Participation rate

91.7%

74.5%+17.2pp

69.0%+22.7pp

80.3%+11.3pp

Annual return

13.68%

1924.52%-1910.8pp

1169.42%-1155.7pp

373.66%-360.0pp

Employer contribution / active EE

$5,074

$3,035+67.2%

$2,382+113.1%

$4,754+6.7%

Participant deferral / active EE

$3,420

$4,677-26.9%

$3,986-14.2%

$6,712-49.0%

Admin fee / account holder

$774

$8,663-91.1%

$6,853-88.7%

$11,409-93.2%

SJCC DBA CAPISTRANO SHELL 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SJCC DBA CAPISTRANO SHELL 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion