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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,261 | $162,136-9.2% | $152,301-3.3% | $154,746-4.8% |
| Participation rate | 68.8% | 84.1%-15.4pp | 82.4%-13.7pp | 80.7%-12.0pp |
| Annual return | 12.58% | 91.02%-78.4pp | 80.50%-67.9pp | 172.34%-159.8pp |
| Employer contribution / active EE | $1,865 | $4,890-61.9% | $4,624-59.7% | $4,379-57.4% |
| Participant deferral / active EE | $3,686 | $8,341-55.8% | $8,004-53.9% | $6,730-45.2% |
| Admin fee / account holder | $2,476 | $15,759-84.3% | $14,398-82.8% | $14,365-82.8% |