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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,261 | $156,398-5.8% | $147,3180% | $138,895+6.0% |
| Participation rate | 68.8% | 83.8%-15.0pp | 82.1%-13.3pp | 79.9%-11.2pp |
| Annual return | 12.58% | 78.75%-66.2pp | 70.43%-57.9pp | 145.39%-132.8pp |
| Employer contribution / active EE | $1,865 | $4,853-61.6% | $4,593-59.4% | $4,194-55.5% |
| Participant deferral / active EE | $3,686 | $8,237-55.2% | $7,906-53.4% | $6,396-42.4% |
| Admin fee / account holder | $2,476 | $14,976-83.5% | $13,708-81.9% | $12,562-80.3% |