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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,211 | $94,031+53.4% | $115,768+24.6% | $82,448+74.9% |
| Participation rate | 87.9% | 70.4%+17.5pp | 74.4%+13.5pp | 68.1%+19.8pp |
| Annual return | 8.19% | 20.61%-12.4pp | 100.46%-92.3pp | 41.64%-33.5pp |
| Employer contribution / active EE | $2,783 | $2,323+19.8% | $2,940-5.3% | $2,551+9.1% |
| Participant deferral / active EE | $5,935 | $3,972+49.4% | $4,917+20.7% | $4,139+43.4% |
| Admin fee / account holder | $5,250 | $10,249-48.8% | $12,439-57.8% | $7,234-27.4% |