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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,406 | $87,059+59.0% | $105,608+31.1% | $80,925+71.0% |
| Participation rate | 77.1% | 70.4%+6.7pp | 75.3%+1.9pp | 67.7%+9.5pp |
| Annual return | 7.42% | 17.05%-9.6pp | 116.50%-109.1pp | 35.65%-28.2pp |
| Employer contribution / active EE | $3,204 | $2,396+33.7% | $3,167+1.2% | $2,756+16.2% |
| Participant deferral / active EE | $5,319 | $3,986+33.5% | $5,010+6.2% | $4,299+23.7% |
| Admin fee / account holder | $39,095 | $8,443+363.1% | $11,028+254.5% | $6,940+463.3% |