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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,273 | $111,491-52.2% | $189,520-71.9% | $86,813-38.6% |
| Participation rate | 65.5% | 87.3%-21.8pp | 87.8%-22.3pp | 72.3%-6.8pp |
| Annual return | 19.86% | 83.50%-63.6pp | 555.25%-535.4pp | 97.93%-78.1pp |
| Employer contribution / active EE | $2,798 | $3,951-29.2% | $6,161-54.6% | $2,406+16.3% |
| Participant deferral / active EE | $3,912 | $6,437-39.2% | $8,220-52.4% | $4,131-5.3% |
| Admin fee / account holder | $11 | $189-94.0% | $12,046-99.9% | $170-93.3% |