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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,234 | $96,508-58.3% | $75,901-47.0% | $152,897-73.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 16.05% | 33.99%-17.9pp | 30.76%-14.7pp | 345.43%-329.4pp |
| Employer contribution / active EE | $6,547 | $3,310+97.8% | $2,501+161.8% | $4,764+37.4% |
| Participant deferral / active EE | $2,207 | $4,554-51.5% | $3,603-38.8% | $5,851-62.3% |
| Admin fee / account holder | $3,887 | $8,081-51.9% | $5,420-28.3% | $11,599-66.5% |