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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,752 | $91,037-60.7% | $71,671-50.1% | $147,586-75.8% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 12.08% | 20.48%-8.4pp | 20.65%-8.6pp | 578.59%-566.5pp |
| Employer contribution / active EE | $1,181 | $3,327-64.5% | $2,460-52.0% | $4,876-75.8% |
| Participant deferral / active EE | $2,514 | $4,498-44.1% | $3,438-26.9% | $5,439-53.8% |
| Admin fee / account holder | $468 | $8,613-94.6% | $5,558-91.6% | $10,886-95.7% |