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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,392 | $124,980-57.3% | $108,359-50.7% | $154,746-65.5% |
| Participation rate | 46.2% | 75.2%-29.0pp | 70.1%-24.0pp | 80.7%-34.5pp |
| Annual return | 14.37% | 45.00%-30.6pp | 36.89%-22.5pp | 172.34%-158.0pp |
| Employer contribution / active EE | $1,153 | $2,851-59.5% | $2,399-51.9% | $4,379-73.7% |
| Participant deferral / active EE | $3,595 | $4,743-24.2% | $4,137-13.1% | $6,730-46.6% |
| Admin fee / account holder | $446 | $11,502-96.1% | $9,741-95.4% | $14,365-96.9% |