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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,974 | $111,785-65.1% | $93,669-58.4% | $145,877-73.3% |
| Participation rate | 46.2% | 74.2%-28.1pp | 68.7%-22.6pp | 80.3%-34.1pp |
| Annual return | 13.94% | 203.79%-189.8pp | 133.59%-119.7pp | 551.28%-537.3pp |
| Employer contribution / active EE | $1,152 | $3,096-62.8% | $2,424-52.5% | $4,663-75.3% |
| Participant deferral / active EE | $3,566 | $4,919-27.5% | $4,416-19.3% | $6,691-46.7% |
| Admin fee / account holder | $360 | $10,256-96.5% | $8,291-95.7% | $13,402-97.3% |