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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,112 | $209,422-68.9% | $178,503-63.5% | $158,982-59.0% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 14.52% | 188.81%-174.3pp | 151.12%-136.6pp | 302.99%-288.5pp |
| Employer contribution / active EE | $6,336 | $5,707+11.0% | $5,011+26.4% | $4,763+33.0% |
| Participant deferral / active EE | $6,620 | $5,955+11.2% | $5,202+27.2% | $5,983+10.6% |
| Admin fee / account holder | $8,020 | $17,079-53.0% | $13,987-42.7% | $11,252-28.7% |