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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,218 | $180,459-24.0% | $154,108-11.0% | $135,380+1.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.22% | 888.21%-894.4pp | 735.21%-741.4pp | 519.81%-526.0pp |
| Employer contribution / active EE | $8,111 | $6,035+34.4% | $5,298+53.1% | $4,779+69.7% |
| Participant deferral / active EE | $3,918 | $5,806-32.5% | $5,081-22.9% | $5,609-30.2% |
| Admin fee / account holder | $11,985 | $16,145-25.8% | $13,411-10.6% | $10,828+10.7% |