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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,590 | $93,345-43.7% | $119,126-55.9% | $87,485-39.9% |
| Participation rate | 89.3% | 68.7%+20.5pp | 75.8%+13.5pp | 68.9%+20.4pp |
| Annual return | 19.13% | 19.08%0pp | 282.11%-263.0pp | 26.06%-6.9pp |
| Employer contribution / active EE | $3,689 | $3,172+16.3% | $4,034-8.5% | $2,596+42.1% |
| Participant deferral / active EE | $7,398 | $4,099+80.5% | $5,318+39.1% | $4,274+73.1% |
| Admin fee / account holder | $5,444 | $8,039-32.3% | $10,693-49.1% | $7,775-30.0% |