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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,902 | $57,352-13.0% | $83,831-40.5% | $64,173-22.2% |
| Participation rate | 48.8% | 68.6%-19.8pp | 76.1%-27.4pp | 69.6%-20.8pp |
| Annual return | 1.66% | 11.38%-9.7pp | 850.99%-849.3pp | 7.63%-6.0pp |
| Employer contribution / active EE | $0 | $2,546-100.0% | $3,631-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,671 | $2,993+22.7% | $4,082-10.1% | $3,470+5.8% |
| Admin fee / account holder | $169 | $4,046-95.8% | $5,479-96.9% | $4,887-96.5% |