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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,399 | $91,167-77.6% | $178,498-88.6% | $79,858-74.5% |
| Participation rate | 37.1% | 69.2%-32.1pp | 81.9%-44.8pp | 69.6%-32.6pp |
| Annual return | 10.70% | 24.19%-13.5pp | 151.09%-140.4pp | 31.72%-21.0pp |
| Employer contribution / active EE | $750 | $3,255-76.9% | $5,011-85.0% | $2,471-69.6% |
| Participant deferral / active EE | $1,035 | $3,236-68.0% | $5,202-80.1% | $3,740-72.3% |
| Admin fee / account holder | $3,474 | $6,747-48.5% | $13,985-75.2% | $5,306-34.5% |