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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,177 | $106,280+8.4% | $96,538+19.3% | $139,487-17.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 11.33% | 38.48%-27.2pp | 35.74%-24.4pp | 373.84%-362.5pp |
| Employer contribution / active EE | $4,455 | $4,107+8.5% | $3,740+19.1% | $4,755-6.3% |
| Participant deferral / active EE | $15,000 | $5,457+174.9% | $4,880+207.3% | $6,713+123.5% |
| Admin fee / account holder | $397 | $7,888-95.0% | $6,737-94.1% | $11,407-96.5% |