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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,997 | $97,732-37.6% | $83,831-27.2% | $135,380-54.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -5.61% | 1287.56%-1293.2pp | 850.99%-856.6pp | 519.81%-525.4pp |
| Employer contribution / active EE | $16,471 | $4,222+290.1% | $3,631+353.6% | $4,779+244.7% |
| Participant deferral / active EE | $8,400 | $4,683+79.4% | $4,082+105.8% | $5,609+49.8% |
| Admin fee / account holder | $2,158 | $6,675-67.7% | $5,479-60.6% | $10,828-80.1% |