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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,544 | $57,305+12.6% | $86,640-25.5% | $75,173-14.1% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 20.70% | 2674.24%-2653.5pp | 592.52%-571.8pp | 160.72%-140.0pp |
| Employer contribution / active EE | $6,950 | $2,316+200.1% | $3,024+129.8% | $2,671+160.2% |
| Participant deferral / active EE | $6,262 | $3,320+88.6% | $4,438+41.1% | $4,126+51.8% |
| Admin fee / account holder | $1,274 | $4,116-69.1% | $5,616-77.3% | $5,651-77.5% |